Whether you’re visiting Zurich for business, leisure or a short stay, handling your money wisely is key — especially when it comes to currency exchange, card usage and withdrawals. With DogPay, you get a smarter, clearer way to manage your funds.
1. Currency & Basic Facts
The official currency in Switzerland is the Swiss franc (CHF), used throughout Zurich.
Banknotes commonly are 10, 20, 50, 100, 200 and 1,000 francs; coins also included smaller denominations.
Card and digital payments are widespread in Zurich, though carrying some cash is still advisable for certain smaller vendors or emergency situations.
2. Tips on Exchange & Withdrawals
- Beware of “zero-fee” exchange services — they often compensate by offering worse rates. Check the mid-market rate beforehand.
- Exchange booths at airports, hotels or tourist hotspots generally come with less favourable rates and higher fees. Use them only as fallback.
- When using an ATM: if prompted “Would you like to be charged in your home currency?” always say No — instead choose settlement in CHF to avoid Dynamic Currency Conversion (DCC) mark-ups.
- ATM fees and rates can vary — your home bank and the Swiss bank may each charge. It’s best to understand your card’s overseas fee structure before travel.
3. Why Use DogPay?
With DogPay, handling money in Zurich becomes more efficient and transparent:
- Multi-currency wallet + smart conversion: Load various currencies into your DogPay account ahead of time; when you spend or withdraw in Zurich, DogPay automatically converts to Swiss francs (CHF) at the best rate.
- Transparent fees & no hidden mark-ups: DogPay makes clear what you’re really paying — no surprise mark-ups that you may see with traditional exchanges.
- Pay in person and online: Use your DogPay card or account at restaurants, shops, and online platforms without relying on cash or local exchanges.
- Secure and convenient: Track transactions, lock your card via the DogPay app, and spend with confidence even in a new city.
4. Practical Tips
- Before departure, ensure your DogPay account has sufficient funds to cover initial costs such as transit and meals.
- In Zurich, use DogPay for major daily spending; carry cash only as a backup.
- If you need to withdraw cash or exchange currency:
- Opt for bank-branded ATMs or trusted exchange offices.
- Withdraw one moderate amount rather than many small ones to reduce fees.
- Always ensure your transaction is in “CHF (Swiss francs)”.
- Activate alerts and lock card function in the DogPay app for added security.
5. Final Takeaway
Visiting Zurich should focus on architecture, culture, lakeside walks and chocolates — not worrying about poor exchange rates or hidden fees. With DogPay, you can manage the money side effortlessly and keep your attention where it belongs.
DogPay — smarter payments for your Zurich trip and beyond.
