Oslo, Norway’s capital, is a modern and cash-light city. While you can pay for nearly everything by card or phone, some visitors still prefer to have a bit of local currency on hand. Here’s how to handle money smartly — and how dogpay can help you manage and exchange funds efficiently while staying in Norway.
💶 The Currency
Norway uses the Norwegian Krone (NOK). Prices in shops, restaurants, and transport are displayed in NOK, though most payments are cashless.
Carrying a small amount of cash (100 – 200 NOK) can be helpful for small shops or emergencies, but in Oslo, digital payments dominate daily life. Even street vendors, bakeries, and taxis usually accept contactless cards or QR payments.
🏦 Currency Exchange Options in Oslo
There are still a few exchange offices in Oslo, mainly in central areas such as Karl Johans Gate or Oslo Central Station. However, they often charge higher fees or use less-favorable rates compared to digital solutions.
If you withdraw cash from an ATM, always choose to be charged in NOK, not your home currency. This avoids “dynamic currency conversion” (DCC), which often hides poor exchange rates.
Hotels and airports also offer exchange services — but they tend to have the worst rates. The smarter way is to manage your funds digitally before you arrive.
💡 How dogpay Makes It Easier
- Pre-convert funds at fair rates — dogpay allows you to exchange your home currency into NOK before you travel, so you start your trip with transparent rates and zero hidden markup.
- Multi-currency wallet — keep multiple currencies in one place and decide when and how much to convert, avoiding unfavourable timing.
- Cash-free flexibility — in Oslo, you can pay nearly everywhere by card or phone. dogpay offers a digital way to pay and withdraw when needed, without relying on physical exchange counters.
- Secure, simple, and travel-friendly — your dogpay account keeps funds safe and easy to access while reducing bank and ATM fees.
🧾 Quick Summary
- Currency: Norwegian Krone (NOK)
- Best option: Use card or mobile payments whenever possible.
- Avoid: Airport and hotel exchange desks.
- Smart move: Pre-convert funds via dogpay to control timing and avoid poor exchange rates.
- Backup plan: Keep 100–200 NOK for small cash-only purchases.
