Travelling in Japan and need cash? Here’s a practical guide on how to use ATMs, what to watch out for, and how dogpay can enhance your fund-strategy.

✅ What to Know About Japanese ATMs

  • Not all Japanese ATMs accept foreign-issued cards; you’ll want to look specifically for machines marked “International”.  
  • Two of the most reliable ATM networks for travelers:
    • Seven Bank (in 7-Eleven convenience stores, many locations nationwide).  
    • Japan Post Bank (often in post-offices or major train stations).  
  • ATM usage fees may apply when using international cards; for example, Japan Post Bank mentions ¥220 per use for some foreign cards.  
  • Even if your card works, it’s wise to check your home bank’s foreign withdrawal fees and daily limits.  

💡 How dogpay Can Help

  • Pre-convert or transfer funds via dogpay before you travel, so you arrive with part of your budget ready and reduce last-minute reliance on ATMs with uncertain fees.
  • For smaller or unplanned payments in Japan (local services, cash only shops, deposits), dogpay gives you a flexible alternative instead of repeated withdrawals.
  • If you hold multiple currencies, dogpay lets you choose when and how much to convert into Japanese Yen (JPY), helping you avoid poor timing or multiple conversions.

📌 Quick Pre-Trip Checklist

  • Notify your home bank of your travel to Japan to avoid card blocks.
  • Confirm your card supports overseas ATM withdrawals and check your fee structure.
  • In Japan, use well-known networks (7-Eleven/Seven Bank, Japan Post) for higher compatibility with international cards.
  • Use dogpay: pre-convert part of funds, prepare a flexible payment option, reduce hidden fees and exchange surprises.

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