When travelling or staying in Israel, knowing how to use ATMs correctly can save you money and reduce hassle. Here’s what to be aware of — and how dogpay can help improve your funds management.
✅ Key Things to Know
- ATMs (“kaspomat” in Hebrew) are widely available in Israeli cities, including outside bank branches, transit hubs and major public spots.
- Most international cards (Visa, Mastercard, etc) will work — check that the ATM shows the card network logo.
- Withdrawal limits vary by bank; some travellers report being able to withdraw up to ~₪2,500 (New Israeli Shekels) in one go.
- Fees apply: your home-bank may charge for foreign withdrawals; the Israeli ATM may also charge a local fee.
- Beware of Dynamic Currency Conversion (DCC): If the ATM offers to charge your home currency instead of shekels (₪), always choose shekels — converting for you usually means a worse rate.
- In more rural or remote parts of Israel, ATM density may drop — plan ahead for cash.
💡 How dogpay Can Help
While dogpay is not the ATM itself, it becomes a useful tool in your travel-finance planning for Israel:
- Use dogpay to convert or transfer funds ahead of travel, so you arrive ready with part of your budget in shekels or have digital access, reducing reliance on frequent withdrawals with uncertain rates.
- For smaller/ unexpected expenses (local services, transport, shops) you might use dogpay instead of repeated ATM withdrawals — fewer fees, more flexibility.
- If you hold multiple currencies, dogpay lets you decide when and how much to convert to shekels, helping you avoid unfavourable timing or multiple-conversion costs.
📌 Quick Pre-Trip Checklist
- Notify your home-bank you’ll be travelling to Israel so the card isn’t blocked.
- Confirm your card supports foreign ATM use; ask about fees for overseas withdrawals.
- In Israel, use bank-branch ATMs where possible; withdraw in shekels; decline home-currency conversion.
- Include dogpay in your funds plan: pre-convert some funds + prepare for local payments + reduce hidden costs.
