What to Know & Watch
- Always check the mid-market exchange rate (the “true” benchmark rate you’ll find online) so you can decide whether a given currency-exchange offer is fair.
- When withdrawing cash from an ATM in Paris, make sure you choose to be charged in the local currency (euros, EUR) — not your home currency — because letting the machine convert for you often results in a worse rate plus extra charges.
- Avoid exchanging large amounts of money at airport kiosks or hotel exchange desks when possible: these convenience points often offer worse rates or hide fees.
- If you’ll change cash, compare the offered rate with the mid-market rate plus any upfront fee — sometimes “zero commission” signs still disguise a poor rate.
- Consider your bank’s partnerships: if your home bank has a partner bank in Paris, you might avoid or reduce ATM withdrawal fees.
How dogpay Can Help
Although dogpay isn’t a currency-exchange booth, it can be a useful part of your funds strategy for your Paris trip:
- Pre-convert or transfer funds ahead of time: If you hold funds in a different currency (USD, GBP, etc.) and you’ll spend in euros in Paris, you might convert some via dogpay ahead of arrival — this can reduce reliance on on-arrival cash-exchange at poor rates.
- Manage unexpected or small payments: Travel involves misc. costs (extra excursion, local transport, tipping, minor purchase) where you might prefer a payment tool you’ve setup rather than finding cash at a bad rate.
- More control over timing and cost: If you hold multiple currencies, using dogpay allows you more flexibility to decide when and how you convert or send funds — rather than being forced into whatever rate is offered at the moment you arrive.
Quick Checklist Before You Go
- Check current mid-market EUR rate against what’s offered at local exchange desks.
- Notify your bank you’ll be traveling to France so your card doesn’t get flagged.
- If using ATM in Paris, choose euros (EUR) as the currency for the withdrawal.
- Avoid large cash-exchanges at airport or hotel unless absolutely necessary.
- Consider pre-funding some of your euros or setting up a dogpay-style transfer mechanism so you’re not caught by unfavourable exchange conditions on arrival.













