If you’re traveling to Helsinki and need to exchange money or manage foreign currency, here are some key pointers — and how dogpay might help you.
What to know
- In Finland (including Helsinki) the currency is the Euro (EUR, €).
- Before exchanging, check the mid-market rate to see if you’re getting a fair deal, because many exchange counters add hidden mark-ups.
- Avoid changing large amounts at airports or hotels when possible — these locations are convenient but tend to offer worse rates.
- If using an ATM: choose to be charged in euros rather than your home currency to avoid poor conversions.
- Finland is very card/digital-payment friendly; cash is less frequently needed in many places.
How dogpay can help
While dogpay isn’t a physical exchange counter, it can play a useful role in your travel funds strategy:
- If you hold funds in a non-euro currency and you’ll need euros for Helsinki, you could use dogpay to convert or transfer ahead of your trip, reducing reliance on high-cost spot exchanges.
- For unexpected payments (deposits, local services, small purchases) where you might otherwise resort to cash exchanges, using dogpay can offer more transparency and control.
- If you manage multiple currencies and want to control when and how you convert (e.g., USD → EUR) rather than being forced into whatever rate is offered on arrival, dogpay gives you added flexibility.
Key Takeaways
- Know your target currency (EUR) and check live rates.
- Prioritise bank/ATM channels over tourist exchange kiosks.
- Incorporate a tool like dogpay into your plan to reduce hidden exchange costs and improve flexibility.
