1. Step-by-Step Renting in Belgium
1. Finding Your Home
Search via online property platforms, real estate agents, or university housing. Brussels tends to have higher rents; cities like Antwerp and Ghent are more affordable.
2. Submit Application with Documents
Landlords commonly require ID/passport, proof of income or savings, employment contracts, and residency permits if applicable.
3. Lease Agreements & Types
Standard leases are 3-year (short-term) or 9-year (long-term) contracts; student leases usually last 12 months. Contracts must be written, signed in multiple copies, and registered by the landlord.
4. Inventory Check (État des lieux)
Required before move-in or within one month. Document all property conditions—preferably with photos—to avoid disputes later.
5. Security Deposit
Typically 2–3 months’ rent, held in a blocked account or via bank guarantee. Lease must be registered within two months.
6. Lease Duration & Early Termination
Short-term leases require 3 months’ notice and may involve penalties. For 9-year contracts, tenants can terminate with notice, and landlords have defined obligations and compensation rules.
7. Tenant & Landlord Rights
Tenants pay rent, maintain small upkeep; landlords must handle major repairs and provide lease appendix. Disputes can be resolved via local tenant associations.
2. How Dogpay Enhances Your Renting Journey Abroad
| Scenario | Typical Challenge | How Dogpay Helps |
|---|---|---|
| Rent & Deposit Payments | High FX fees, slow transfers, poor tracking | Instant multi-currency payments with clear histories |
| Managing Deposit | Multiple large payments, complex processes | One step payment with proof and easy reconciliation |
| Budget Tracking | Dispersed records, difficult aggregations | Auto categorized transactions, exportable for budgeting |
| Handling Emergencies | Late payments disrupt move or deposit returns | Fast payment and flexible fund management for smooth transitions |
