Standard Stock Purchase Workflow (Simplified)
- Opening an Investment AccountSign up with an online brokerage—takes around 15 minutes with basic personal details.
- Funding the AccountTransfer from bank or another brokerage; choose between cash or margin account depending on strategy.
- Stock ResearchReview annual reports, prospectuses, or use screener tools. ETFs offer diversified entry points.
- Placing OrdersUse market orders for immediate fills or limit orders for price control. Advanced investors use stop/limit conditions.
- Track & Exit PlanningRegularly monitor your portfolio, set goals, and compare performance against benchmarks.
How Dogpay Transforms the Funding and Settlement Experience
| Stage | Traditional Process | Dogpay’s Enhanced Experience |
|---|---|---|
| Funding | Bank transfers/ACH, possible T+1 delay | Instant multi-currency/stablecoin transfers, faster liquidity |
| Cross-Border | Expensive, slow wire transfers | Low-cost, transparent FX, global wallet support |
| Security | Banking-level security, siloed workflows | Multi-factor authentication + real-time fraud detection |
| Tracking | Manual reconciliation, scattered records | Auto-generated audit trail & logs, exportable & integrable |
| Brokerage Link | Separate steps for deposit & account linking | API connect Dogpay to broker for seamless funding |
Sample Flow with Dogpay Integration
- Initiate funding via Dogpay; money lands instantly in the investment account.
- If cross-border, Dogpay auto-converts using optimal rates without user intervention.
- User can place trades immediately with funds fully available.
- Full payment audit trail accessible to both user and platform via API or downloadable report.
