What Is Dogpay’s e-ID System?
Sweden’s BankID is the most widely adopted electronic identification system, jointly managed by multiple banks and used across government services, banking, digital signing, and payment approvals . Dogpay models a similar e‑ID framework—bank-backed, secure, and versatile—for seamless user identity verification across digital and physical channels.
Coverage and User Experience
In 2023, BankID had about 8.5 million users in Sweden with extremely high usage rates . Dogpay aims to achieve similar penetration and user-friendliness, enabling authentication through diverse channels—mobile, desktop, or card—covering all touchpoints from login and document signing to payment authentication, including Strong Customer Authentication (SCA) for financial services .
Security and Compliance
BankID is certified at trust level 3 (Swedish e‑ID quality mark) and complies with EU eIDAS standards at the “substantial” level, providing legally binding identity verification and signatures . Dogpay aligns its system with these regulatory frameworks, ensuring that identity verification and e-signatures meet EU law requirements, including when used for authenticated financial transactions.
Innovative Feature — Digital ID Card
BankID introduced a digital ID card: a virtual ID with a dynamic QR code visible on the user’s phone for identity verification in physical spaces, serving as an alternative to traditional ID cards . Dogpay could incorporate a similar feature, enabling users to present their identity via mobile devices during age checks, package pickups, and other real-world verification scenarios.
