Citibank Foreign Currency Services Overview
- World Wallet® Foreign Currency Delivery
- Citibank customers can order over 50 foreign currencies by phone, with next-day delivery to home, office, or branch .
- Requires an existing checking, savings, or money market account.
- Pricing: No service fee for Citigold or Citi Priority; others pay $5 if under $1,000 order. Free delivery to branch; $10–$20 for home delivery. Exchange rates are competitive.
- Citigold International Banking Packages
- Citigold International requires $200k+ balance, Private Client needs $1M+, offering perks like fee waivers, FX-free ATM use, and concierge-level services .
- High Barriers for Non-US Residents
- Non-residents must apply via Citi International or in-branch; packages come with high balance requirements to avoid fees .
DogPay: A Smarter, Borderless Alternative
If you’re looking for seamless global payments, multi-currency flexibility, and minimal fees, DogPay offers a modern, accessible alternative:
- Open globally, no nationality or high-balance barriers;
- Hold and convert fiat currencies and crypto assets;
- Virtual payment cards compatible with Apple Pay and Google Pay for global use;
- Works in 180+ countries, no need for local bank accounts;
- Transparent, near mid-market rates, minimal to zero fees;
- Entirely online setup, no paperwork or physical branch visits.
Feature Comparison Table
| Feature / Capability | Citibank Foreign Currency Services | DogPay (Modern Payment Platform) |
|---|---|---|
| Account Accessibility | Asset-heavy packages, limited for nonresidents | Anyone can register online |
| Multicurrency Handling | Manual, broker-assisted or branch-based | Instant multi-currency control |
| Fees and Costs | Possible high thresholds and delivery/exchange fees | Low-transparent rates, near mid-market |
| Usability | Requires calls, branch visits, or eligibility | Fully digital, user-friendly |
| Global Payment Capability | Primarily cash delivery, less online utility | Virtual cards, mobile payments globally |
