1. How to Close Your AIB Account Remotely
AIB allows account closure via several methods depending on the account type:
- Via Online Banking Eligible accounts—such as Online Saver, Online Notice Deposit 7, and Personal Demand Accounts—can be closed through the AIB Online Banking portal by navigating to “Account Management” and selecting “Close Account.” Keep your registration number and PAC code ready.
- By Mail or Phone for Other Accounts If online closure isn’t available, send a written instruction to your branch, specifying account closure and fund instructions. You may also call AIB support (e.g., +353 1771 2424) to guide the process.
- Before Closing:
- Ensure account has zero balance and no pending items.
- For Notice Deposit accounts, adhere to the notice requirements.
- Gather your account info and contact details to aid processing.
2. Why It Matters
Closing accounts you no longer use reduces the risk of fees, fraud, or compliance complications. With online or postal methods, you can complete the process securely from abroad.
3. DogPay: A Modern Alternative for Cross‑Border Payments
If you’re closing your AIB account and still need global payment options, DogPay offers a fast and flexible alternative:
- Supports both fiat and crypto currency holdings and conversions;
- Provides virtual cards compatible with Apple Pay, Google Pay, and global merchants;
- Accessible in 180+ countries—no bank account needed;
- Very low to zero fees, with transparent mid-market exchange rates;
- Fully online onboarding—no paperwork required.
4. Quick Comparison
| Feature | AIB Traditional Closure | DogPay (Modern Digital Platform) |
|---|---|---|
| Closure Accessibility | Online or by mail, region-locked | No bank account needed—online signup |
| Convenience & Flexibility | Moderate, depends on branch or method | Very high, instant cross-border capability |
| Cost | Possible postal or notice period costs | Minimal or zero fees, transparent FX |
| Cross-Border Payment Support | Limited, bank-dependent | Built-in multi-currency & card payments |
| Best Suited For | Residents or returning users | Digital nomads, expats, remote professionals |
