Understanding Capital One Transfer Limits
- Online Transfer Limits You can send up to $50,000 online to any individual or company. If you’re sending to a title company, the limit increases to $500,000.
- Phone or Branch Flexibility Making transfers via phone or visiting a branch removes these caps—you can send unlimited amounts to individuals or title companies.
- International Wires Require Branch Visit Only in-branch requests can be used for international wire transfers; they are not available via online platforms.
- No Limits for Linked External Accounts Transfers to external accounts you’ve linked (for at least 30 days) have no stated limits.
DogPay: A Flexible, Global Payment Solution
For frequent cross-border transfers, multi-currency needs, or simply seeking convenience and lower cost, DogPay is a modern payment platform worth considering:
- No Caps or Limits: Freedom to transfer any amount across currencies;
- Virtual Cards: Compatible with Apple Pay and Google Pay for global spending;
- Global Reach: Operable in 180+ countries without needing a local bank account;
- Transparent Low Fees: Uses mid-market exchange rates without hidden markups;
- Fully Online Onboarding: No branch visits, instant access to services.
Feature Comparison Table
| Feature / Option | Capital One (Traditional Bank) | DogPay (Modern Platform) |
|---|---|---|
| Online Transfer Cap | $50K/person/company; $500K/title company | Unlimited, no restrictions |
| Phone / Branch Transfers | No caps—flexible amounts | Instant flexibility anytime, anywhere |
| International Wires | In-branch only, more cumbersome | Virtual payments, international support |
| Linked Account Transfers | No limits for verified accounts | Same—multi-currency, flexible transfers |
