Europe Embraces Digital Banks with Broader Reach
- Currently, around 40% of UK adults use digital-only banks, up significantly from two years ago. Fintechs such as Monzo, Revolut, Starling, and Chase are celebrated for their fee-free overseas spending, budgeting tools, and responsive customer service.
- Across Europe, standout digital bank platforms include Revolut, N26, and bunq—offering multi-currency accounts, mid-market FX rates, and seamless digital onboarding. Users enjoy low-cost cross-border transfers and sleek interface experiences.
- Interesting to note, bunq supports multi-currency IBANs across EU countries, provides open APIs, custom workflows, and has scaled to millions of users with growing deposits.
DogPay: Bridging Fintech Innovation with Cross-Border Utility
While Europe’s digital banks shine domestically, the rise in global, multi-currency payment needs calls for new tools. DogPay meets that demand with next-level features:
- Multi-Currency & Stablecoin Wallet: Seamlessly switch between fiat and stablecoins for global spending, asset management, or remittances.
- Instant Virtual Cards: Generate Visa/Mastercard virtual cards directly in-app—ideal for international eCommerce, subscriptions, and platform fees—without waiting for physical delivery.
- API-First Integration: Easily embed DogPay into platforms, wallets, or apps to offer global payment capabilities swiftly.
- Regulatory Assurance: Licensed in both Hong Kong and the U.S., ensuring compliant and reliable payment services worldwide.
In an increasingly interconnected financial world, DogPay is the logical bridge — enabling today’s digital banking innovation to meet tomorrow’s global payment needs.
